body {margin: 0; padding: 0;}
h3 {font-family: Arial, sans-serif; font-size: 1.1em; color: #002f63;}
td {font-family: Arial, sans-serif; font-size: .9em; color: #002f63;}
li {font-family: Arial, sans-serif; color: #002f63;}
p {font-family: Arial, sans-serif; font-size: 1.1em; color: #002f63;}
br {font-family: Arial, sans-serif; font-size: .9em; color: #002f63;}
em {font-family: Arial, sans-serif; font-style:italic; color: #002f63;} 
strong {font-family: Arial, sans-serif; font-style:bold; color: #002f63;}
center {font-family: Arial, sans-serif; font-size: 1.1em; text-align: center; color: #002f63;} 
blockquote {font-family: Arial, sans-serif; font-size: 1.1em; color: #002f63;}
a {font-family: Arial, sans-serif; color: #002f63;}
a:hover {font-family: Arial, sans-serif; color: #492e23;} 
a.nav {font-family: Arial, sans-serif; font-size: .9em; color: #492e23; text-decoration:none}
a.nav:hover {font-family: Arial, sans-serif; font-size: .9em; color: white; text-decoration:underline} 
a.subnav {font-family: Arial, sans-serif; font-size: .9em; color: #83a7b3; text-decoration:none}
a.subnav:hover {font-family: Arial, sans-serif; font-size: .9em; color: #492e23; text-decoration:underline}
a.other {font-family: Arial, sans-serif; font-size: .9em; color: #5a5b5b;}
a.other:hover {font-family: Arial, sans-serif; font-size: .9em; color: #000000;}
.navlines {font-family: Arial, sans-serif; font-size: .9em; color: #492e23;}
.subnavlines {font-family: Arial, sans-serif; font-size: .9em; color: #83a7b3;} 
.otherstuff {font-family: Arial, sans-serif; font-size: .9em; color: #002f63;}
.headingtext {font-family: Arial, sans-serif; font-size: .9em; color: #5a5b5b;}
.indent {font-size: .9em; margin: 25px;}
.center {font-family: Arial, sans-serif; font-size: .9em; text-align: center; color: #002f63;}
.tablemargin {margin-left: 0px; margin-right: 0px; margin-top: 0px; margin-bottom: 0px; cellpadding-left: 0; cellpadding-right: 0; cellpadding-top: 0; cellpadding-bottom: 0; cellspacing-left: 0; cellspacing-right: 0; cellspacing-top: 0; cellspacing-bottom: 0;}